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For Home Buyers:
Why Buyers Choose The Barry Cohen Team - Why homebuyers looking for a real estate agent in the Toronto and Greater Toronto Area area choose The Barry Cohen Team. Latest Listings - Get The Barry Cohen Team's latest Toronto and Greater Toronto Area listings of homes for sale first! Find Your Perfect Home - The Barry Cohen Team will search for your ideal home and email you the newest Toronto and Greater Toronto Area MLS listings of properties in ON. First Time Homebuyers - Are you a first time homebuyer in Toronto and Greater Toronto Area, ON? Choose a top real estate agent. The Barry Cohen Team can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Toronto and Greater Toronto Area house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Toronto and Greater Toronto Area Homes, For Home Buyers, For Home Sellers, Toronto and Greater Toronto Area Information, Real Estate Resources, and About The Barry Cohen Team. 
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Insurance >Title Insurance for Owners If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.
Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!
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